Counsil, Wendy. "Black Handkerchiefs"
Divergence: c 1941 CE
What if: After defeating the US in World War II, the Japanese set the AmerInds up as governors of the country.
Summary: Decades after the war, white Americans meet secretly to enjoy relics of Euro-American culture, and argue with a man who advocates accommodation.
Comments: May not be alternate history. Lack of detail leaves room for the possibility that the Japanese defeat the US in the future.
Published: In The Magazine of Fantasy and Science Fiction, December 1991.